How to Register and Activate Mercury Card Activation Process

Mercury credit card is a middle-tier credit card for which the customers are required to have an average credit figure. It is a Mastercard and can be used at all the places where a Mastercard is accepted. It is a good credit card for making payments and purchases. Here, we are covering everything you need to know about getting the card, activating it, and making payment. To activate a Mercury credit card, check out the detailed article.

Requirements for holding a Mercury credit card:

  1. Must be a legal resident of the United States
  2. Must be 18 years old or above

Benefits of Mercury Credit Card

Mercury credit cards have earned popularity in the market due to the benefits it comes with. Here are some:

  • Application process for the Mercury card is free and there is no annual fee. You don’t have to pay any additional charges.
  • The card comes with fraud protection.
  • The card is globally accepted.
  • You will get a free FICO Score. FICO score is a credit score created by Fair Isaac Corporation.
  • The Mercury credit card has its own mobile app which helps in managing the card activities. It is available for both Android and iOS devices.

Application Process for Mercury Card

Now that you are aware of the benefits of a Mercury credit card, you can apply for the same easily (if interested). Here are the steps for application.

  • Visit the official website at www.mercurycards.com.
  • Click on the ‘Respond to Mail Offer’ option.
  • Enter your reservation code and last four digits of your Social Security Number. You can get the reservation code via invitation from an existing mercury card holder.
  • Now, click the ‘Apply Today’ button.
  • Once the verification is complete, an application form will appear on the screen.
  • Fill-in the application form with all the details.
  • Click on the ‘Apply’ button after completing the application form. This completes the application process.

After the application is submitted, it will take around 5 business days to respond. The status of your application will be intimated via email. If the application is accepted, the email message will have the details of your credit card arrival.

Steps to Activate MercuryCards at mercurycards.com/activate

After you have received your credit card, you need to activate it before using it. The activation process is mentioned below:

  • Visit the official website – mercurycards.com/activate
  • Click on the ‘Activate My Card’ option on the top right corner of the screen.
  • Enter your credit card number, last four digits of your SSN, and your birth month and year.
activate-mercury-cards
  • Click on the ‘Proceed’ button.
  • The activation process will be complete. You can now enjoy shopping with your card.

Also Read: destinycard com activate

Mercury Card Registration Process

Once the card is activated, you need to register for online access. This will enable you to check your card’s activities online. Here are the steps to be followed.

  • Go to the official website at www.mercurycards.com.
  • Look for the ‘Register for online access’ option (below the Sign in button) and click it.
  • A page will open asking you to enter some information regarding credit card number, last four digits of your SSN, and Birth month & year. Enter the information correctly.
  • Enter the ‘Proceed’ button.
  • Now, you will be asked to enter some more personal information and complete your profile. Complete the process and then click the ‘Finish’ button.
  • The registration process is complete.

Now, you just need to enter your login credentials to sign in and check your account activities.

Making Payment of Mercury Credit Card

There are multiple options available for making payment of the Mercury credit card. Here, we have listed all.

Online Payment

  • Go to the official website.
  • Sign in to your account.
  • Look for the ‘Make a Payment’ option.
  • Enter the details asked for and ‘continue’
  • Choose a mode of payment and complete the process.

You can also set up an AutoPay option from your profile so that you never miss your payments. Go to the ‘Account Summary’ section to set up AutoPay.

Offline Payment 

You can send the payment amount via mail at the following address:

Card Services

PO Box 70168

Philadelphia, PA 19176-0168

Payment via Phone Call

  • Call 866-686-2158 and you will reach the automatic system.
  • Keep your card with you and follow the instructions to make the payment.

The automated system remains available 24*7. You can make the credit card payment anytime.

Frequently Asked Questions (FAQs)

Which bank issues the Mercury Credit Card?

Mercury Credit Card is issued by the First Bank & Trust and is created by CreditShop Inc. which is one of the largest non-bank credit card companies in the US.

I have forgotten my online account password. Is there an option to retrieve the same?

Yes. Just go to the official website> Click the ‘Forgot Your Password?’ option below the sign in button> Provide the details asked for> Click Reset Password > Set a new password.

Can I get a cash advance with my Mercury credit card?

Yes. Just call the customer service at (866) 686-2158 and ask for a PIN (if you don’t have it already). Now, visit the nearest ATM> insert the credit card and enter the PIN received> select the cash advance option> enter the amount you would like to withdraw and complete the process.

What will be the fee for cash advance with the Mercury Credit Card?

Mercury Credit Card cash advance facility is an expensive one. There is a cash advance fee of 5% (minimum $10). Also, there is a separate cash advance APR (27.24% to 29.24%) that applies with immediate effect.

How can I freeze my Mercury Credit Card?

  • Sign-in to your online account.
  • Select the ‘Cards’ option from the left menu.
  • Select the card you want to freeze.
  • Click ‘Freeze’ to complete.

You can unfreeze your card anytime through the same process.

Can I edit my card’s limits?

Yes, you can. In your online account, go to ‘More Options’ and then select ‘Edit Card Limits’, set the new limit and save. The new limit will be applied for further transactions.

I want to cancel my Mercury Credit Card. What is the procedure?

  • Sign-in to your account.
  • Select ‘More options’ and ‘Cancel Card’.
  • Confirm the same and it’s done.

Please note that once canceled, the card cannot be restored.

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